ASSUMPTION:
Most business owners believe insurance company audits are designed to make sure they don’t overpay Workers’ Comp premiums.
REALITY:
In fact, these audits are performed by people who are paid to make sure you pay as much as possible!
OUR FEES ARE CONTINGENCY BASED.
If we don’t produce, we don’t get paid.
Some companies hire consultants or general cost-reduction firms who do not specialize in Workers’ Comp refunds. That is what makes us different. Our Workers’ Comp team is highly trained and highly experienced and does nothing but Workers’ Comp audits, which is why we are able to generate refunds for 80%-90% percent of our clients.
Testimonials
Thank you for recovering over $10,000 in Workers’ Compensation premiums. Without your help, we would have never received the money we were legally entitled to.
– Staffing Company
I want to take a minute to express my sincere appreciation for all of your diligent work in saving our company over $40,000 in Worker’s Compensation premiums.
– Construction Company
Now that your review is complete, I wanted to let you know how satisfied we are with the services you provided to our company. Undoubtedly, your expertise and knowledge of workers’ compensation premium rules and regulations were the only reason for the refund of almost $50,000 from our insurance carrier.
– Printing Company
We just wanted to let you know how pleased we are with your efforts in recovering over $37,000 in workers’ compensation premium overcharges. Our agent had serviced our workers’ compensation insurance for many years, but failed to locate the overcharges you discovered.
– Fast Food Franchisee
I want to thank you for your assistance in recovering over $4,500 from our insurance company. Through your review, you not only corrected the experience rating problem but also located an additional overcharge that we were unaware had occurred. Without your refund, we would never have received our refund.
– Auto Repair Company
What We Do:
- Identify Errors (internal and insurer)
- Obtain Refunds (up to 7 years back!)
- Reduce Future Costs
YOU NEED THE PERSPECTIVE OF AN UNBIASED, INDEPENDENT REVIEW OF YOUR WORKER’S COMPENSATION PREMIUMS.
We regularly recover $5,000 – $10,000 – $50,000 or more for small, medium and large companies.
Why Us?
The system that determines your premiums is extremely complicated, involving rating bureaus, insurance company underwriters and insurance agents. When it comes to establishing appropriate classifications, with there being hundreds of unique business classifications, there is a significant opportunity for a lower rated classification, as they are typically determined by remote insurance company underwriters and rating bureaus, while agents have limited control of the classifications applied.
Additionally, many of our workers’ compensation premium recoveries are a result of incorrectly calculated, or erroneously applied, experience ratings. Often times, discounts initially indicated in the policy are not applied in the final audits. We are familiar with individual states’ insurance statutes along with rating bureau rules and regulations that affect how your workers’ comp premiums are computed. Last but not least, there is an inherent conflict between the agent’s or brokers role to reduce premium costs and commissions earned on a workers’ comp policy.
Some companies hire consultants or general cost-reduction firms who do not specialize in Workers’ Comp refunds. That is what makes us different. Our Workers’ Comp team is highly trained and highly experienced and does nothing but Workers’ Comp audits, which is why we are able to generate refunds for 80%-90% percent of our clients.